Here is something for you to consider: what would you do if you hadn't bought family travel insurance and one of your children fell ill abroad? How about this: what would you do if your luggage was lost en route to your destination and you hadn't taken out a policy?
As you can see there are some very important reasons why millions of policies are sold every single year. Peace of mind isn't something you can easily put a price on, but spending a few pounds on the most appropriate policy for your needs is vital if you are serious about having a break free from worry.
"But it won't happen to me"
Every year there are people who believe they won't be involved in an accident, or fall ill while they are away. Every year people assume they won't be affected by lost luggage or stolen valuables - perhaps including their passport. But every year, many thousands of those people are wrong. While the odds are indeed long that you would be the unlucky one involved in one of these situations, it does happen. If those people have the right family travel insurance to cover themselves and every member of their group in the event of problems, at least they know they can make a call and put in a claim.
Costs can spiral
Whatever happens to cause you to wish you had purchased family travel insurance (if you didn't), the costs can soon start going up when dealing with whatever problem you find yourself with.
Lost luggage may not be the end of the world, but it does mean you will have to fork out to replace all the things that were in those cases when you packed to go away.
The costs go up a lot further if an accident or illness is involved. If you are in a foreign country where people have to pay for medical treatment, you will be expected to pay too. In countries like America the costs can be massive. No policy can mean hugely expensive problems to solve at a time when you really don't need the extra stress.
As you can see it really doesn't make any sense not to have the proper family travel insurance policy in place before you leave home. This should cover everyone on the trip, so if you get the right one your entire group will have peace of mind. It also means you don't have to book a separate policy for each individual.
Patrick Chong is the Managing Director of Insuremore. We provide low cost travel cover and offer a range of policies including annual, multi-trip, single-trip and family travel insurance. For all your travel cover needs, Insuremore can help you in the quickest and most cost-efficient way.
